It is never too early to prepare for a Nevada flood disaster, and with the ever-changing weather in Nevada, flooding is always a possibility. Whether it’s a river topping over a levy or a flash flood, Nevada residents living in or near a floodplain should realize the importance of flood insurance.  Flooding claims are not covered by your homeowner’s policy.  A Nevada flooplain flood insurance policy pays all flood-related claims regardless of a federal disaster declaration.

The Humboldt River crosses from east to west across the northern part of the state, draining into the Humboldt Sink near Lovelock. Several rivers drain from the Sierra Nevada eastward, including the Walker, Truckee and Carson rivers. Wherever there are rivers, there will be flooding, sooner or later.

As Nevada flooding becomes a more common occurrence, Nevada property owners need to face the facts. Nevada Floods can occur at any time of the year, in any part of the country, and at any time of the day or night. 

The need for a flood insurance in Nevada became apparent when the damages from the 1997 New Years Flood on the Truckee River were assessed.