Flooding is a major, recurring problem in Illinois. Between 1985 and 1995 Illinois suffered eight major floods that have warranted Presidential declarations.  Illinois averages around 50 days of thunderstorm activity a year which put it somewhat above average for number of thunderstorm days for the United States. Illinois is vulnerable to tornadoes with an average of 35 occurring annually, which puts much of the state at around 5 tornadoes per 10,000 square miles annually.  The deadliest tornado on record in the nation occurred largely in Illinois. The Tri-State Tornado of 1925 killed 695 people in three states; 613 of the victims lived in Illinois.

Every summer, Illinois residents are at risk of flooding from severe storms and heavy rainfall. For example, nearly 10,000 homes suffered some kind of water damage from thunderstorms in Cook County, Illinois on August 2, 2001. In some areas of the state, rain fell at a rate of three to four inches per hour, and resulted in $37 million in property damages.  In the last 10 years (1997 – 2006), Illinois has experienced six flood-related federally declared disasters.

Flooding affects most of Chicago’s suburbs and has been subject to intermittent flooding.  Many streets and basements have sometimes even been under water.  You don't have to live near water to be a flood victim! Get your Illinois Flood Insurance Quote Today!