Arizona has an average annual rainfall of 12.7 inches  which comes during two rainy seasons, with cold fronts coming from the Pacific Ocean during the winter and a monsoon in the summer. The monsoon season occurs from the middle of July through August and brings lightning, thunderstorms, wind, and torrential downpours. It is rare for tornadoes and hurricanes to occur in Arizona, but there are records of both occurring.

In January 1993, heavy precipitation caused extensive flooding in many areas of Arizona and resulted in hundreds of millions of dollars in damage.

If your property is located in a FEMA floodplain, you are required by your lending institution to purchase flood insurance.

NOTE:  The cities/towns of Avondale, Fountain Hills, Gilbert, Glendale, Goodyear, Paradise Valley, Peoria, Phoenix, Scottsdale, Tempe, Wickenburg and Youngtown conduct their own floodplain management. Contact their floodplain agencies regarding floodplain questions at the phone numbers below:

City of Avondale: (623) 478-3270
Town of Fountain Hills: (480) 816-5100
Town of Gilbert: (480) 503-6848
City of Glendale: (623) 930-3656
City of Goodyear: (623) 932-3005
Town of Paradise Valley: (480) 348-3693
City of Peoria: (623) 773-7345
City of Phoenix: (602) 262-4960
City of Scottsdale: (480) 312-2356
City of Tempe: (480) 350-8288
Town of Wickenburg: (928) 684-5451
Town of Youngtown: (623) 933-8286

Protect your home and your assets by buying Arizona Flood Insurance Today!